Breast Lift Financing Options

A breast lift, also known as mastopexy is a surgical procedure performed to lift the breasts to a higher position on the chest. This cosmetic procedure can improve the appearance of the breasts by counteracting ‘ptosis,’ or breasts that sag or droop. Breast lifts can also improve breasts that have a deflated look, as if there is too much skin for the amount of breast tissue present.

Average cost of breast lift surgery

The average surgeon’s fee for a breast lift is $5,012 according to the American Society of Plastic Surgeons (ASPS). Additional fees, including anesthesia and the operating room, push the total cost of a breast lift to between $5,000 and $15,000. When inquiring about breast lift costs, be sure to ask about the total expense, not just the surgeon’s portion of the fee. There are many variables affecting the costs of a breast lift. Financing is often available for those who can’t afford to pay the costs of breast lift surgery upfront.

Breast lift financing options

The following are some breast lift financing and payment options to help make your treatment more affordable.

  • Healthcare Financing Company: Many financing companies provide loans or credit specifically for cosmetic surgery procedures. They offer flexible repayment plans, often with low or no-interest options which makes it easier to manage the cost over time.
  • Personal Credit Card: A personal credit card with a sufficient credit limit and a low-interest rate may be an option to consider for financing your breast lift procedure. However, it’s important to be mindful of the interest rates and the potential for accumulating high-interest debt.
  • Personal Loans: Obtaining a personal loan from a bank, credit union, or online lender is another option to finance your breast lift procedure. Personal loans typically have fixed interest rates and repayment terms, allowing you to budget for the monthly payments. Compare rates and terms from multiple lenders to find the most favorable loan terms.
  • Employer Assistance: Some employers offer employee benefits that include medical financing assistance or discounts for cosmetic procedures. Explore your employee benefits package or speak with your human resources department to find out if such options are available to you.
  • Negotiate a Discount: In some cases, plastic surgeon’s offer discounts for paying in full upfront or provide promotional offers for new patients. Ask about any available discounts or flexible payment arrangements to help make your surgery more affordable.
  • Payment Plans: Many cosmetic practices offer payment plans or financing options themselves to help patients manage the cost. With a payment plan, you can spread out the cost of breast lift into manageable monthly payments. Speak with your plastic surgeon about any available in-house payment plans and discuss the terms and conditions that best suit your budget.
  • Crowdfunding: Crowdfunding platforms provide an opportunity to raise funds from family, friends, and even strangers who believe in your goals. Create a compelling campaign that explains your desire for breast lift surgery and share it on social media or various crowdfunding websites.

The decision to finance your breast lift should be made with careful consideration and with the help of a professional financial advisor. Before moving forward with any financing option, consult with a qualified financial advisor who can help advise you on the best option that aligns with your current financial situation and long-term goals.

Finding a breast lift surgeon

Other than the cost, it’s important to select a surgeon based on qualifications and experience. When doing your research for a breast lift surgeon, check to see if they are certified by the American Board of Plastic Surgery (ABPS), or other association such as the American Society of Plastic Surgeons (ASPS), or The Aesthetic Society. While being a member in any society or board-certification does not guarantee a successful result most certifying boards like these require extensive medical training, experience, and rigorous surgical education which can ensure that the most appropriate techniques are used for your breast lift procedure while reducing the risk of complications.

Content written by Andrew Proulx, MD | Reviewed by EnhanceMyself Medical Team |Last updated 6/24/2023

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