Dentures Financing Options: How to Afford Treatment

Dentures are a valuable investment in restoring your smile and oral health. However, the cost of dentures can sometimes be a major concern for individuals seeking treatment. Fortunately, there are various financing options available to make dentures more affordable.

Average cost of dentures

The average cost of dentures can vary based on various factors, including the materials used, the complexity of the case, the geographic location, and the dental provider. Here are the average costs for common types of dentures:

  • Complete or Full Dentures: Complete dentures are used when all of the natural teeth are missing. The average cost for a complete set of dentures can range from $1,000 to $3,000 per arch (upper or lower jaw). Therefore, for a complete set (both upper and lower), the cost can range from $2,000 to $6,000.
  • Partial Dentures: Partial dentures are used when some natural teeth remain in the mouth. The average cost for a removable partial denture can range from $500 to $2,500, depending on the complexity of the case, the materials used, and the number of teeth being replaced.
  • Implant-Supported Dentures: Implant-supported dentures are secured to dental implants that are surgically placed in the jawbone. These dentures offer increased stability and functionality. The cost for implant-supported dentures can vary significantly depending on the number of implants required and the type of denture chosen. On average, the cost can range from $4,000 to $30,000 or more, per arch.

To get an accurate quote based on your specific needs, setup a consultation with a qualified dentist in your area.

Learn more about the cost of dentures and the various fees associated with the procedure.

Dentures financing options

Here are some common financing options to help you pay for your denture treatment.

  1. Dental Insurance: If you have dental insurance, it’s important to review your policy to determine if dentures are covered. Some dental insurance plans provide partial or full coverage, depending on the type of plan and your specific policy.
  2. Payment Plans: Many dental practices offer payment plans to help patients manage the cost. These plans allow you to divide the total cost of treatment into manageable monthly installments. Discuss payment plan options with your dentist to find an arrangement that suits your budget.
  3. Dental Savings Plans: Dental savings plans, also known as dental discount plans, can provide significant savings on various treatments. These plans work by offering discounted fees for services at participating dental providers. You pay an annual membership fee and receive reduced rates for your dental procedures.
  4. Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs): If you have an HSA or FSA, you can use these tax-advantaged accounts to pay for dental expenses. Contributions to these accounts are made pre-tax, providing potential savings on the overall cost.
  5. Personal Loans or Credit Cards: If you prefer immediate payment and have a good credit history, you may consider obtaining a personal loan from a financial institution or using a credit card with a sufficient credit limit. However, it’s important to consider the interest rates and repayment terms associated with these options.
  6. Dental Schools or Charitable Organizations: Some dental schools and charitable organizations offer reduced-cost or no-cost dental services as part of their training programs or community outreach initiatives. These programs may have certain eligibility criteria, so it’s worth researching and contacting them to determine if you qualify.
  7. Dental Financing Platforms: In recent years, crowdfunding platforms and dental financing platforms have emerged as innovative ways to raise funds for treatments. These platforms allow individuals to create campaigns to seek financial support from friends, family, or even strangers who are willing to contribute to their dental care expenses.

Financing should not be a barrier to obtaining the dentures you need for a confident smile and improved oral health. Speak with a financial advisor to see which financing option is best for you.

Content written by Emily Wagner, MS |Reviewed by Greg Grillo, DDS | Last updated 6/5/2023

Article Sources

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