Eyelid Surgery Financing Options: How to Afford Surgery

Eyelid surgery, also known as blepharoplasty, is a surgical method of removing excess muscle, skin, and fat from the eyelid area. Eyelid surgery can be performed on the upper eyelids, the lower lids, or both lids, with the overall goal of improving the appearance of the eye area. This procedure can reduce the appearance of some eye wrinkles, remove puffiness and under-eye bags, and reduce excess eyelid skin which may be interfering with vision. Patients who undergo eyelid surgery are left with a younger, more rested, and refreshed-looking appearance.

Average cost of eyelid surgery

On average, the cost of eyelid surgery is $4,120 according to estimates from the American Society of Plastic Surgeons (ASPS). However, this number does not include other factors that go into the overall cost, such as the anesthesia or facility fee. After taking all these factors into consideration, the total cost of eyelid surgery is between $4,500 to $12,000. When deciding whether to undergo eyelid surgery, be sure to inquire about the total costs of the procedure, not just the surgeon’s own fee. It is important to understand the various factors and variables influencing the cost of eyelid surgery. If cost is a consideration, ask your surgeon about affordable financing options.

Eyelid surgery financing options

The following are some eyelid surgery financing and payment options to help make your treatment more affordable.

• Healthcare Financing Company: Many financing companies provide loans or credit specifically for cosmetic surgery procedures. They offer flexible repayment plans, often with low or no-interest options which makes it easier to manage the cost over time.
• Personal Credit Card: A personal credit card with a sufficient credit limit and a low-interest rate may be an option to consider for financing your eyelid procedure. However, it’s important to be mindful of the interest rates and the potential for accumulating high-interest debt.
• Personal Loans: Obtaining a personal loan from a bank, credit union, or online lender is another option to finance your eyelid procedure. Personal loans typically have fixed interest rates and repayment terms, allowing you to budget for the monthly payments. Compare rates and terms from multiple lenders to find the most favorable loan terms.
• Employer Assistance: Some employers offer employee benefits that include medical financing assistance or discounts for cosmetic procedures. Explore your employee benefits package or speak with your human resources department to find out if such options are available to you.
• Negotiate a Discount: In some cases, plastic surgeon’s offer discounts for paying in full upfront or provide promotional offers for new patients. Ask about any available discounts or flexible payment arrangements to help make your surgery more affordable.
• Payment Plans: Many cosmetic practices offer payment plans or financing options themselves to help patients manage the cost. With a payment plan, you can spread out the cost of eyelid surgery into manageable monthly payments. Speak with your plastic surgeon about any available in-house payment plans and discuss the terms and conditions that best suit your budget.
• Crowdfunding: Crowdfunding platforms provide an opportunity to raise funds from family, friends, and even strangers who believe in your goals. Create a compelling campaign that explains your desire for eyelid surgery and share it on social media or various crowdfunding websites.

The decision to finance your eyelid surgery should be made with careful consideration and with the help of a professional financial advisor. Before moving forward with any financing option, meet with a certified financial planner who can help advise you on the best option that aligns with your current financial situation and long-term goals.

Finding an eyelid surgeon

Other than the cost, it’s important to select a surgeon based on qualifications and experience. When doing your research for a eyelid surgeon, check to see if they are certified by the American Board of Plastic Surgery (ABPS), or other association such as the American Society of Plastic Surgeons (ASPS), or the American Academy of Facial Plastic and Reconstructive Surgery (ABFPRS). While being a member in any society or board-certification does not guarantee a successful result most certifying boards like these require extensive medical training, experience, and rigorous surgical education which can ensure that the most appropriate techniques are used for your eyelid procedure while reducing the risk of complications.

^{Content written by Andrew Proulx, MD | Reviewed by EnhanceMyself Medical Team | Last updated 6/12/2023}