Facelift Surgery Financing Options

A facelift, which is also known as rhytidectomy, is a surgical procedure performed to improve the appearance of the face. During facelifts, excess skin or fat may be removed, and the remaining tissues lifted or tightened to provide an enhanced facial appearance. The overall goal of a facelift is to achieve a younger and rejuvenated appearance, typically to counteract visible signs of aging such as facial wrinkles.

Average cost of facelift surgery

The average surgeon’s fee for facelift surgery is $8,005, according to the American Society of Plastic Surgeons (ASPS). However, this fee does not include all of the costs usually associated with the procedure, such as the anesthesia or facility fee. When taking these additional fees into consideration, the total cost of facelift surgery can range from $5,000 to $30,000. If you are considering facelift surgery, be sure to ask your surgeon about all the costs involved, as well as the variables that influence this cost. If paying upfront is a concern, ask about affordable financing options.

Facelift surgery financing options

The following are some facelift surgery financing and payment options to help make your treatment more affordable.

  • Healthcare Financing Company: Many financing companies provide loans or credit specifically for cosmetic surgery procedures. They offer flexible repayment plans, often with low or no-interest options which makes it easier to manage the cost over time.
  • Personal Credit Card: A personal credit card with a sufficient credit limit and a low-interest rate may be an option to consider for financing your facelift procedure. However, it’s important to be mindful of the interest rates and the potential for accumulating high-interest debt.
  • Personal Loans: Obtaining a personal loan from a bank, credit union, or online lender is another option to finance your facelift procedure. Personal loans typically have fixed interest rates and repayment terms, allowing you to budget for the monthly payments. Compare rates and terms from multiple lenders to find the most favorable loan terms.
  • Employer Assistance: Some employers offer employee benefits that include medical financing assistance or discounts for cosmetic procedures. Explore your employee benefits package or speak with your human resources department to find out if such options are available to you.
  • Negotiate a Discount: In some cases, plastic surgeon’s offer discounts for paying in full upfront or provide promotional offers for new patients. Ask about any available discounts or flexible payment arrangements to help make your surgery more affordable.
  • Payment Plans: Many cosmetic practices offer payment plans or financing options themselves to help patients manage the cost. With a payment plan, you can spread out the cost of facelift surgery into manageable monthly payments. Speak with your plastic surgeon about any available in-house payment plans and discuss the terms and conditions that best suit your budget.
  • Crowdfunding: Crowdfunding platforms provide an opportunity to raise funds from family, friends, and even strangers who believe in your goals. Create a compelling campaign that explains your desire for facelift surgery and share it on social media or various crowdfunding websites.

The decision to finance your facelift procedure should be made with careful consideration and with the help of a professional financial advisor. Before moving forward with any financing option, meet with a certified financial planner who can help advise you on the best option that aligns with your current financial situation and long-term goals.

Finding a face lift surgeon

Other than the cost of face lift surgery, it’s important to find a surgeon that is very experienced. When choosing a facelift surgeon, make sure they are certified by the American Board of Plastic Surgery (ABPS) or other association such as the American Society of Plastic Surgeons (ASPS), or American Academy of Facial Plastic and Reconstructive Surgery (AAFPRS). Though membership in any society or board-certification does not guarantee a successful outcome most certifying boards like these require extensive medical training, experience, and rigorous surgical education which can ensure that the most appropriate techniques are used for your facelift surgery while reducing the risk of complications.

Content written by Andrew Proulx, MD | Reviewed by Charlie Chen, MD |Last updated 6/24/2023

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