Hair Transplant Financing Options: How to Afford Surgery

Hair transplant surgery is a popular cosmetic procedure that helps individuals regain their confidence and restore their hairline. However, the cost of surgery can be a major barrier for many people. Fortunately, there are various financing options available to make hair transplant surgery more affordable.

Average cost of hair transplants

The average cost of hair transplant procedures can vary based on several factors, including the technique used and your geographic location. Here are the average costs for the most popular hair transplant procedures:

  • Follicular Unit Extraction (FUE): FUE is a popular technique where individual hair follicles are extracted and transplanted. The average cost per graft for FUE can range from $5 to $10. The total cost of the procedure can vary depending on the number of grafts needed, but it typically falls within the range of $5,000 to $15,000.
  • Follicular Unit Transplantation (FUT): FUT, also known as strip harvesting, involves removing a strip of scalp from the donor area and dissecting it into individual grafts. The average cost per graft for FUT is generally lower than FUE, ranging from $3 to $8. The total cost for FUT can range from $4,000 to $12,000.

Learn more about the cost of hair transplant surgery and the various fees associated with the procedure.

Hair transplant financing options

Here are some different financing options that can help you achieve your desired hair restoration goals.

  1. Personal Savings: One of the simplest methods of financing surgery is by using personal savings. If you have been saving money for a specific goal or have built up an emergency fund, you may consider utilizing a portion of these funds to cover the cost of the procedure. Paying with personal savings eliminates the need for interest payments or debt.
  2. Medical Credit Cards: These types of credit cards are specifically designed to cover medical expenses. It is important to understand the terms and conditions, interest rates, and repayment plans associated with medical credit cards before opting for this option.
  3. Personal Loans: Banks, credit unions, and online lenders offer personal loans with fixed interest rates and repayment terms. These loans can be unsecured, meaning you won’t need collateral, or secured, requiring an asset as security. Compare interest rates, fees, and repayment terms from various lenders to find the most favorable loan option that fits your financial situation.
  4. Physician Financing: Many hair restoration clinics offer their own financing options to make the procedure more affordable for patients. These in-house financing plans often have flexible repayment terms and competitive interest rates.
  5. Employer Financing: Some employers offer financing programs to their employees for medical procedures. These programs may allow employees to receive loans or advances on their salaries, which can be used to cover the cost. Inquire with your employer’s human resources department to explore if such options exist.
  6. Crowdfunding & Fundraising: Crowdfunding platforms and fundraising websites can be used as creative ways to gather financial support for surgery. By sharing your story and explaining why this procedure is important to you, you can reach out to friends, family, and even strangers who may be willing to contribute towards your goal.

Hair transplant surgery can be a life-changing procedure, providing individuals with a renewed sense of confidence and self-esteem. While the cost of the surgery may initially seem overwhelming, there are several financing options available to make it more affordable.

Content written by Andrew Proulx, MD | Reviewed by EnhanceMyself Medical Team | Last updated 6/12/2023

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